Purchasing a holiday home is an amazing experience, as you take the first step towards your holiday dreams. We’re spoiled in the UK, with holiday parks in stunning locations up and down the country, as well as the opportunity to explore a range of holiday homes – from caravans to luxury lodges.

Many people refuse to buy travel insurance, which averages just 5.5% of the total cost of a trip. Instead, they prefer to take the risk, assuming they’ll be fine. However, there are some good reasons to consider adding this small extra cost to your next vacation. Here are just three reasons why purchasing travel insurance is a good idea.